Wealth Creation News

Triple Your Income With a Simple Business Idea

Posted on November 14th, 2013 by Stuart  |  No Comments »

I know a woman who is pulling in about £20k with a simple ironing round and is about to increase that to £60k by farming out the work to a few mates (who are DESPERATE for a few hours work at home whilst the kids are young.)

She won’t get rich, but maybe trying to ‘get rich’ has held you back from making a start?

That can happen.

Let’s have a quick look at an idea like an ironing round. It’s a good example of a ‘triple your income’ idea.

You can work hard or smart. You can keep the business tiny (just you and an ironing board) or grow it (you do the collection and delivery, a team of women do the ironing). Sorry, I’m not being sexist but you won’t have a hope in hell of recruiting any men to do the ironing, so it’s just a plain fact.

Here is something which you can start for zero capital and for which there is a thriving market. Think of a name (“Sarah’s Ironing” or whatever). Run up a basic leaflet on Word, print off a few and put them through the doors of the more up market houses near you. Give them a mobile number to call you.

I bet you will soon have your first customer.

What could be easier? And yet so few bother to do something like this.

Yes it’s ‘work’ but soon you could have a thriving little business where others do most of the hard physical labour and you just co-ordinate everything. Worth thinking about, surely?

And if not ironing, maybe something else?

Your Voice Could Be Valuable!

Posted on October 10th, 2013 by Stuart  |  No Comments »

Here’s a neat idea which you may be able to generate some spondulas from.


Recently I was with Peter Thomson – an all round great guy and a powerhouse

in the  production of audio CD programmes. He’s Nightingale Connant’s #1

audio programme creator and has helped tens of thousands of people to

be more, sell more and achieve more.


I was with Peter to record an interview with me for his Achiever’s Edge club.


Want to know how much Peter pays me? Nothing! And as far as I know,

he doesn’t pay the other contributors either. We’re happy to do it for free

as it gives us more exposure and publicity for no cost.


Okay, hold onto that for a moment.


I also have often recorded my own voice and produced a CD each month (e.g. for my Real Life course).


I use my PC to do all the recording and editing.


Cost? About 40p per CD!


I knew nothing about how to do this when I started, and I don’t (in

my opinion) have a great ‘voice over’ type of voice.


So… I got to thinking… is there anything YOU could produce on CD or MP3?


Is there some information that people would pay to hear? Anything from fly

fishing secrets to eBay selling tips. Is there SOMETHING you know a bit

about? If not, do you know someone who does, and who would be prepared to

record an audio which you could sell (maybe on a profit split with them?)

Don’t be afraid to produce the experts – even fairly famous people. They

are often flattered by such requests.


Please don’t think that your voice is no good, or you can’t master the

technology. Honestly, it’s SO easy these days. You need a microphone

(from Maplin etc.) and a PC with a sound card.


It took only me half a day to learn everything. And, by the way, for 45 quid (on eBay) you can buy an Epson Photo R220 colour printer which will print full colour onto CDs!


This printer really is stunningly good. I reckon I’ve done at least 5,000 CDs on mine.

You buy the CDs (printable white top) from PC World or on line, for  about 12p each! My point here is that you don’t have to spend a lot of money getting 1,000 CDs pressed. Just knock ’em out at home.


What do you reckon? Something to think about?

Change Your Life in One Hour!

Posted on September 7th, 2013 by Stuart  |  No Comments »

When you think of ‘getting wealthy’ or ‘starting a business’ it can seem overwhelming, don’t you think? Where on earth do you start?

The answer is: “With the first step!”

So here’s a great strategy I’ve used many times to break through the overwhelm. It’s called The Power Hour.

You make an agreement with yourself to spend ONE HOUR (not a minute more, not a minute less) making a start on your project.

If you’re writing a book, you write chapter one for an hour—and then stop.

If you’re thinking of starting an Internet marketing business, you spend an hour looking at web sites similar to the one you envisage and make some notes. Then you stop.

If you’ve been banging-on for a decade about getting wealthy ‘one day’ then you spend an hour writing and thinking about exactly how wealthy, exactly what you want (house, car, etc.) and noting down a handful of ways in which you might get it.

There is something almost magical about making a start like this.

It ‘earths’ the project and makes it more real – more believable. Not just so much hot air.


The Power of the Four ‘L’s

Posted on July 18th, 2013 by Stuart  |  No Comments »

I believe it is possible to craft your own perfect life – you don’t have to tread the hamster wheel forever. You only have this life – and it’s going fast, so why not bring some powerful changes into your life?

But how?

It all seems so complicated and confusing. There are ten thousand different things we could choose. Whereas our ancestors were paralysed by their limited circumstances, we are paralysed by too much choice.

Here’s a tip. Start by dividing your life into four areas by making these statements:

“I want to live.”

“I want to love.”

“I want to learn.”

“I want to leave a legacy.”

They pretty much cover everything we are about as humans and they are powerful headings.

‘To live’ covers our material needs – food, shelter, clothes and the things we need to survive these days – cars, mobile phones etc. It is to do with money; the subject of this newsletter.

What do you want to do to improve your finances?

But money isn’t everything (gosh, that’s original!).

‘To Love’ concerns our human relationships, without which we (literally) could not survive. Often we push these relationships to 2nd or 3rd place which is a huge mistake.

What do you want to do to improve your relationships?

‘To learn’ means what it says. If you are not growing in knowledge and wisdom, you are dying. You can’t have too much of either.

What are you going to learn?

Why not make plans today to make that happen, instead of it being just a vague, arm-waving ‘one day’ wish?

‘To leave a legacy’ is to ask yourself the all-important question: “What am I about? What do I wish to be remembered for?”

This essentially human quality is our search for meaning. Victor Frankl discovered that the difference between life and death in the Nazi camps was whether or not a prisoner could make some meaning out of his or her suffering. No other species has this take on life. So, you’ve lived a few years already, what does your life add up to? If not much more than a ‘hill of beans’ then what steps are you going to take, now, today, to change that?

Big questions – needing big answers.

YOU Are the Target

Posted on June 24th, 2013 by Stuart  |  No Comments »

A bit of a rant today so forgive me.

I can hardly bear to listen to the ‘news’ these days as increasingly I view it for what it is – fodder for the masses to chatter about and be ‘concerned’ about, whilst real issues – dramatic issues – are left undiscussed. That is the intention by the way – to divert you.

Example: the endless chatter about companies ‘avoiding’ their ‘fair share’ of taxes. (Aside – nothing is guaranteed to make me puke more than the use of ‘fair share’ in relation to taxation. It’s like a plantation owner from the past stating that a negro slave should be prepared to have his ‘fair share’ of lashes.)

This is a great story because people can complain and whine about how these big companies are getting away with it whilst they (the ordinary people) pay their ‘fair share’.

It’s all a diversion to keep you believing in a Big Lie. I’ll tell you what that lie is in a moment, but first I want to remind you that companies don’t pay taxes, YOU pay the taxes for them. Putting this another way, if companies are forced to pay their ‘fair share’, the cost of that will be passed straight on to you, the consumer, by way of higher prices. If they somehow manage to get away with paying less tax, the difference will be passed to you, the consumer, in lower costs of their products and services.

Secondly this is all part of the government’s plan (all governments, not just ours) to monitor and track every penny of your money. It’s not your money, you see. Although you earned it, governments have created a legal right for themselves to steal 50%-60% of it (when you add up all taxes). Draconian force is brought to bear on anyone who tries to avoid this shake-down racket (for such it is).

They have important stuff to spend YOUR money on – murdering people by the thousands in foreign countries; handouts to people to sit at home with their feet up; billion pound weapons of mass destruction; billions handed in ‘aid’ to foreign countries who ‘need it’. I could fill many pages with similar items.

And since you would NEVER hand your hard-earned cash over willingly to be flagrantly squandered, they use force to grab it from you. Sickening as this is, it’s not so sickening as getting people to be willing victims by whinging about others not paying their ‘fair share’.

Now the Big Lie.

The Big Lie is that we can carry on as before; that the financial crisis is over; that we are paying down our debt; that things are about to get better.

Politicians lie and lie to us about these things. Why? Because we’re too childish to be told the truth. Believe it! If a politician was rash enough to even hint at the truth they would be howled down by the mob and the opposition would eat him or her alive.

So they lie. And so would you and I in their position. It’s what the sheep want. Comforting little fairly tales.

The truth?

We’re f***ed as a country. Our debts are increasing, nor decreasing. 50% of people now work for the government!!! An army of petty bureaucrats swarm over every tiny aspect of our loves, checking, controlling, fining, interfering. We are drowning in legislation and our prisons are filled to bursting.

And here’s the big one – we have been living way, way, WAY beyond our means for decades. This has been directly caused by governments promising the sheep free goodies in exchange for votes.

Someone has to pay for decades of borrowing to bribe the votors. And here’s who ISN’T going to pay:

1. The rich – they pay a fortune already (proportionate to their money) and they aren’t going to pay any more. There simply are not enough of them anyway.

2. The poor. They are terminally broke. They don’t pay their way at the moment anyway. They are net recipients of the loot and all they will do is bay for more handouts. They certainly are not a source of revenue.

So if the rich won’t pay more than at present and the poor can’t pay, who does that leave?

YOU… sucker!

YOU are going to be paying. In fact you’re paying now and it’s going to get much worse.

Governments lie about inflation – your wages are going down by about 5% a year in real terms. That’s the equivalent of a knock on the door each Jan 1st and a government employee demanding 5% of everything you have earned as an extra tax.

If you have savings, they are currently being eroded by about 5% a year too – another rip-off of your money.

And it has hardly started. Remember, all this ‘austerity’ has resulted in an INCREASED national debt not a decreased one.

What to do? Well I’m way past my 5 minutes so I’ll leave that for another time. One thing I would ask you to do  –  don’t be complicit in the lie. Don’t ever say, or think, anything along the lines of ‘fair share’ with regard to taxation. That, at least, would be a start.

It’s time to wake up and realise that you are the target.

Until next time

Why It’s Hard to Make a Million

Posted on June 5th, 2013 by Stuart  |  No Comments »

I had an email from a subscriber last week which said in part “Stu, I really want to make a million quid. I’m bright and energetic. How hard can it be?”

This got me thinking… and maybe you won’t like what I’m about to say…

You see, truth to tell, it’s bloody hard to make a million. You’ve probably always suspected this, but I wonder if you’ve ever asked yourself why?

Having made several millions myself I feel qualified to tell you the reasons.

Firstly, a million is an ‘out of the ordinary’ amount of money. It lies at the outer edge the normal distribution of dosh owned by people. And so BY DEFINITION, it is going to be ‘hard’.

It’s like being a top sportsman or woman, a prima ballerina, a top concert pianist, a first class mathematician and so on. Because these thing are ‘outliers’, you know, sight unseen, that they are going to be tough. No ordinary roofus doofus can pick up a tennis racquet and say “Wimbledon Champion? How hard can that be? I’ll give it crack.”

Secondly, the entire society you inhabit is almost designed to PREVENT you from achieving this goal, rather than aiding you. This falls into three parts:

1. The government part I. In case you hadn’t noticed, you live under draconian rule of force where those with power and influence seek to dominate and control those lower down the ladder.

Nothing new here, of course. Twas ever thus.

We live under a ruthless, authoritarian and violent regime which requires hundreds of billions of pounds of our money and uses threats backed up with violence to steal it from us. I’m talking ‘taxation’ of course—the vicious system of state confiscation of well over half of everything you will ever produce in your life. Resist and you will be jailed and your property looted anyway.

Great system! The sheep LOVE it by the way and want more of it, not less. Their only complaint is that people (by ‘people’ they mean people other than themselves) are not being taxed hard enough. And horror of horrors, some seem to be escaping the shake-down.

Now I don’t want to bang-on too much about this as I have stood on my soap box for many years about his subject and been met with totally blank stares.

People bleat about taxation being a ‘social contract’. But what sort of contract would you sign in which you had no powers, where the other person can change the terms at will (but you cannot) and where you cannot get out of the contract under any circumstances? And, of course, you have no choice but to sign. There isn’t a ‘no thanks’ box on your tax form.

Back to the subject of this missive, the effect is that you now have to make TWO million because the government will confiscate one.

2. The government part II. To become a wealthy man or woman you’ll need to start a business.

If you didn’t know better and you blundered into our system from the outside, you could be forgiven for thinking that the primary objective of government was to prevent entrepreneurs from starting and succeeding at business. You would gape open-mouthed at the tens of thousands of laws (literally) set up to make life difficult/impossible for a fledgling company. You would reel in disbelief at employment laws, health and safety, the long list of ‘forbidden’ businesses, the draconian local taxation and regulations and the army of officials who have the right to enter your premises, arrest you, interview you under caution etc. etc. (Aside: How the F*** did we get to the state where your local council can enter your premises and interview you under caution, or set up their own network of spy cameras to monitor us?)

If you KNEW, you would never start a business. Most people starting businesses are mercifully ignorant of the array of government weapons set up to prevent them from succeeding.

3. The envious and mostly socialist media. Rarely will you see a wealthy person hailed as a hero or heroine. Mostly they will be smeared as ‘fat cats’, ‘tax cheats’ and so on. The overall media portrayal of wealthy people is little short of scandalous (my all time favourite example being the film ‘Titanic’.) Meanwhile they promote and encourage the mindless or accidental accumulation of wealth through the lottery, endless game shows, instant fame shows like X-Factor and so on. Result? In a survey of secondary school children precisely ZERO people wanted to be a creative industrialist or similar (in other words, make their money by the sweat of their brow, daring and ingenuity). What was the highest aspiration of many of the youngsters? Tinsel fame – to win X-Factor or Britain’s Got Talent. Again, I won’t bang-on as you get the picture.

Finally, one of the biggest hurdles to you making a million is competition. Putting this very simply, if there was a relatively easy way to make a mill, people would be all over it like a rash. So there aren’t any easy ways. But it’s worse than that. Because a mill is a lot of dosh, if there are any HARD ways of making it, people are all over it like a rash as well.

Bottom line? It’s bloody hard to do. Not impossible by the way. I’m living proof of that.

I know a lot of millionaires (when I say ‘a lot’ I mean about 10) and not one of them made an easy or quick million. Most of them (myself included) worked flat-out for 30-40 years to become a success. And yes, of course, there is the odd exception who made huge amount relatively easily, but they are rare.

Okay, what’s the take home? Well, I don’t want you to underestimate the challenge if you decide to go for it. That’s the first thing.

The second is this. Particularly if you haven’t made any serious money yet, I want you to scale back your aspirations to (say) £30k-£50k. See how you get on making that, because this amount is definitely achievable. Often the ‘make a million’ thing can be an excuse for not getting started. The task is too big so you give up. If you manage to make £50k – do it again. That’s £100k. Now we’re starting to get somewhere.

Never forget you are trying to do something unusual, rare, even extraordinary. Not one person in 10,000 manages the trick you are trying to pull off.

So treat it with respect and above all MAKE A START!!

Do You Have the Mind of an Entrepreneur?

Posted on May 29th, 2013 by Stuart  |  No Comments »

Since I’ve made a few bob in my time, the most common question I get asked is something like: “How do I make money? I can’t see a way.”

I find this question startling because I reckon I see a minimum of ten hot money-making opportunities EACH DAY just as I’m going about my normal business.

Are people blind? Can they really not see what I see?

It seems that way. I think it’s because entrepreneurs are always on the look-out for a way to make money. Others have ‘money blinkers’ – they wouldn’t see a gold mine if they fell down one.

My problem is I have no time to exploit all these opportunities – there are simply too many of them. Example: I was in a London store called Lillywhites (I believe) with some friends visiting me from Thailand who like that sort of thing. It’s a discount clothes shop. Jeans for £2 a pair and that sort of thing. Ugh. On the 3rd floor, tucked away behind crammed racks of cheap T-shirts was an enormous display of… gold clubs!!! Drivers, to be precise. All good names and all marked down to… wait for it… £3 each.

Yes, you read that right. Go and check for yourself, they’ll still be there as they seemed to have an unlimited supply. They were not faulty and seemed brand, spanking new.

Now there’s a money making opportunity and I spotted it in a heartbeat. Could my Thai friend flog these in Bangkok? You betcha! At about £50 each – minimum. Air freight worked out at £6 a club if we sent 50. So that’s what we’re going to do. He’s stony broke so I’ll let him keep all the money. 50 x £41 (profit) is just over two grand. Okay, not a King’s ransom and he’s got a bit of work to do to shift them, but £2k is what most people earn in a MONTH – and there it was, just lying in a shop to be taken.

That’s the sort of thing I mean – it really is everywhere once you throw away your money blinkers and get looking. I presume hundreds if not thousands of people (all broke, otherwise they wouldn’t shop there) had walked right past this. So please try to develop this money-making radar scan. It’s the habit of seeing a profit in everything you are involved with.

Really, there’s SO much opportunity out there it’s almost embarrassing.

You’re in the Problem Solving Business

Posted on May 14th, 2013 by Stuart  |  No Comments »


I am often asked to single out just one thing which makes the difference between earning megabucks and just pulling down a living wage.

It’s always hard to do this of course, because there are so many factors. Here are just a few:

1.         Passion.

2.         Energy and enthusiasm.

3.         Hard work and discipline.

4.         Focus and staying power.

5.         Ability to take defeat and come up punching for a second, third or even fiftieth round with life.

6.         Sense of humour.

7.         Good ‘people’ skills.

8.         Being big-picture focused but also mindful of the smaller details.

9.         Willingness to learn all the time.

10.       A positive mental attitude.

These are the top ten – apart from the one I am going to now mention which is creativity.

The more experienced I get and the more times I’ve been around the block, the more I notice this one factor.

It’s what makes all the difference between huge pots of money and just a mediocre salary.

Look, the real bottom line truth is that people pay you in life for your ability to solve their problems.

True? I think so.

The bigger and more complex the problem, the more dosh people will fork-over to get it solved.

Really BIG problems can only be solved by highly creative solutions. If you can come up with a creative solution, you will be able to charge a lot of money.

Mundane problems are easy to solve. Anyone with half a brain can provide a solution and so the fee is quite small. Your dustmen get paid for solving your garbage problem. That’s not rocket-science, right? You just turn up with a vehicle, load the garbage, cart it away and dump it in a hole in the ground. If you can walk, talk and lift a bin, you can ‘solve’ that problem.

That means most people in the country could solve the garbage problem if they had a mind to, so guess what? Garbage men don’t get paid much. But still they get paid, because they are providing a solution to a problem.

But the more creative the solution is required, the fewer people there are who are able to solve that particular problem, and so the more money they can charge.

That makes sense, right?

So start thinking of yourself in the ‘problem solving business’ – you ARE, by the way, whatever you do.

The Simple Ideas Are Sometimes the Best

Posted on May 1st, 2013 by Stuart  |  No Comments »

Let me iron-out your money worries…

I have many friends who are totally broke.

Yes not all the friends of millionaires are millionaires themselves!

Take Pauline and Geoff. They are always totally skint. And recently they’ve been threatened with repossession of their house. That’s no fun with two teenage lads.

Over the years I’ve passed quite a few genuine and hot business opportunities to Pauline Geoff and even offered to hold their hands and mentor them whilst they get something up and running – but nothing has ever come of it. He’s too busy doing what he’s always done (driving a delivery van for £5 an hour) in a desperate attempt to make ends meet. He was nearly killed before Christmas as he wrote-of the van driving too fast and whilst really tired.

Pauline called me in desperation a couple of months ago. What could she do to make extra cash? They were about to lose their home and things were serious. The first thing that popped into my mind was an ironing round. I have no idea why!

She seized upon that – she’s one of those strange people who actually enjoy ironing! Within two weeks she had quite a few clients and she was making £11 an hour. Not a fortune, but hey, it pulled them back from the precipice and it was more than double what Geoff was making.

Now she’s started to farm-out the ironing to friends who are DESPERATE for the work at £5 an hour (call it exploitation but they are delighted). She’s still ironing, but also concentrating on pick-ups, new customers and deliveries. She reckons she’ll pull down nearly £50k in the next 12 months from this. That’s pretty good going, don’t you reckon?

There are just SO many opportunities out there if someone can be bothered (or is desperate enough) to get of their backside and do something. Maybe ‘wanting to be a millionaire’ has held you back and blinded you to the simpler ideas out there such as this ironing round?

Is there something like this YOU could do? Maybe build it up through the sweat of your brow, and then gradually get others to do the hard work whilst you become the boss? If it brought you £50k – £100k a year, wouldn’t that be better than what you’re doing now?

It’s worth thinking about, surely.

Save Money and the Planet!

Posted on April 18th, 2013 by Stuart  |  No Comments »

Do you want to help the environment and save money?

This is a bit mundane for my usual writing style but recently I did something I’ve wanted to do for about five years – check the standby power on all my appliances.

Yes, yes, I know, I need to get a life, but I keep hearing these reports: “If everyone turned OFF their appliances instead of putting them in standby we’d save the Bengal tiger from extinction… or something.”

Being a technical type, I wanted to check this out.

Turns out I have a shed-load of stuff on standby. My PC, my monitor, my 8-unit Hi-Fi and TV, two other computers, router, modem, printer – it goes on and on.

What’s stopped me up until now was the lack of an easy way of measuring power.

Enter my local electronics store (Maplin) stage left. They sell a neat plug-in power meter for £15, so I grabbed one.

Okay, here’s the scoop…

My Hi-Fi and TV set-up takes a whopping 50W on standby! My PC takes another 15W when you add the router and speakers.

Without trying I found 100W of stuff on standby (which I’m now going to switch OFF instead).

Okay, 100W is just one old-fashioned light bulb, but… run it 24/7 and you clock up a massive one MILLION watt hours a year (approximately). That’s 1,000 KWhrs (‘units’ of electricity) and at 20p a unit, that’s £200 a year.

Okay not a fortune, but it’s still quite a lot.

If someone handed you £200 in cash each Christmas day, you’d be pleased.

Multiply this by 20 million households and you’ve got 2,000 megawatts of power (two Gigawatts!) to supply – just for people’s standby current!


So, bottom line is, they’re right. Turn OFF all that stuff you leave in standby, help save the planet and save yourself £200 a year.

I’m off to hug a tree.

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